Instant Pay Advance
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
There are times when we find ourselves in need of a loan for urgent expenses. Whether it’s for unexpected household repairs, a much-deserved getaway, or medical bills, obtaining quick funds is essential. Searching for the right instant pay advance can be overwhelming, but Fundo is here to make it simple! As a dedicated private lender offering short-term loans, we help Australians access the cash they need swiftly, even if their credit isn’t perfect. Forget the endless searches and frustration—Fundo is the solution you've been looking for!
When you're on the lookout for an instant pay advance, it’s crucial to understand our offerings at Fundo. We provide a range of loans specific to your needs: from emergency loans for unexpected expenses to home renovation loans when you want to revamp your living space. Please remember, we don’t provide loans for debt consolidation, so our focus is on helping you with one-off expenses only.
You can comfortably repay your loan up to 180 days after approval, with the flexibility to pay off early, penalty-free. Plus, our self-service features help keep your financial management seamless, offering tips for better financial wellness along the way.
If you’re eager to enhance your chances of loan approval, it’s helpful to keep an eye on your Fundo Score. By making timely payments and referring friends, you can see improvements in your Fundo Score, opening doors for better loan offers in the future. When borrowing from us for the first time, you simply need to be over 18, presently residing in Australia, and earning verified income of at least $1,000 per fortnight, with a plan for repayment.
Regardless of whether you're still considering lenders using terms like Need Cash Fast or Loans Online Instant, your search ends here with Fundo. Experience simple and convenient funding options that cater specifically to your situation. Ready to move forward? Hit the button below to submit your application for an instant pay advance today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
