Instant Pay Out Loans
Same day funds up to $5,000
Same day funds up to $5,000
�If you need quick access to cash, Fundo offers small fast loans starting from $500 with a fast online application process designed to provide quick approval and instant pay-out. Whether it’s for an emergency, a personal expense, or a short-term financial gap, Fundo’s cash advance loans give you access to the funds you need without the stress of traditional lenders.
Once you apply online, our team works quickly to review your application and provide a decision�often on the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract, giving you instant access to your money when you need it most.
In addition to fast approval and instant funding, Fundo offers flexible repayment options that can be customized to fit your financial needs, making managing your loan easy and hassle-free.
Instant Pay-out Loan FAQs
How quickly can I get an instant pay-out loan from Fundo?
Fundo’s online application is designed for fast approval. Once your application is submitted, our team reviews it promptly, often providing approval on the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract.
What can I use an instant pay-out loan from Fundo for?
Fundo’s instant pay-out loans are designed to help you manage urgent financial needs. Whether it’s an emergency bill, an unexpected expense, or a personal financial gap, our small loans�starting from $500�provide quick access to cash when you need it most.
How does Fundo’s 60-second funding work with PayID?
If you have a PayID-enabled bank account, Fundo can transfer your loan funds instantly�within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract. This ensures that you have immediate access to your funds without delays.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options that can be adjusted to suit your financial situation. Whether you need a shorter repayment period or more time, Fundo ensures that repaying your loan is as stress-free as possible.
Do I need good credit to apply for a loan from Fundo?
No, Fundo doesn’t require perfect credit. While we may perform a credit check as part of our responsible lending practices, we focus more on your ability to repay the loan based on your current financial situation.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
