Interest Free Payday Loans

Discover Interest Free Payday Loans with Fundo

When unexpected expenses arise, the search for quick financial solutions often leads to the term, interest free payday loans. Unfortunately, your results might not match your expectations. That’s where Fundo comes into play! We are a proud Australian lender offering interest free payday loans designed to meet your needs quickly and easily, all while providing clear and straightforward terms.

Why Choose Fundo for Your Loan Needs?

✨ Quick Online Application: Our entire application process is streamlined and hassle-free.
💰 Flexible Repayment Plans: Choose a repayment period of up to 180 days for your convenience.
💼 Focused on You: We prioritize borrower needs and have fewer hoops to jump through.
📈 Boost Your Fundo Score: Effortlessly improve your chances of approval each time you repay on time!
🛠️ Accessible Support: Get advice through our interactive dashboard and keep track of your finances.

With Fundo, securing manageable repayment plans is easier than searching for alternative options like loans until next payday or internet payday loans. We’re committed to offering financial solutions that are straightforward, defined by our no-surprise approach that translates into transparency. Whatever your reasons for applying, our loans are here for you — be it attending to unexpected car repairs or funding quick home improvements.

Our Simple Loan Process

There’s no need to continue searching for loan services that may not meet your expectations. At Fundo, we have flexible eligibility criteria that can suit a range of borrowers:

✅ You must be over 18 years old.
✅ You must reside in Australia.
✅ A verified income of at least $1,000 per fortnight is required (including government benefits).
✅ You'll need to show the ability to repay without financial strain.

If you meet these criteria, applying is simple! Just fill out our quick online application with your personal details, contact information, and the desired loan amount. Your application could be approved as soon as the same day! Keep in mind, funds typically hit your account within 60 seconds from contract acceptance.

Empowering Your Financial Journey

At Fundo, we truly mean it when we say we’ve made it easier to access financial assistance. Say goodbye to searching for loans today or no credit check loans — we’re here to provide flexible options tailored for you. Apply for your interest free payday loan today and experience the Fundo difference!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Interest Free Payday Loans

Interest Free Payday Loans