Payday Au
Same day funds up to $5,000
Same day funds up to $5,000
For many Australians looking for support with unexpected expenses, local banks and traditional lenders can feel like a daunting option due to their strict requirements and lengthy application processes. If you've been exploring options like 'Payday AU' or similar terms, it's time to discover how Fundo can simplify your borrowing needs! We’re here to provide fast and convenient short-term loans that are just a click away, no matter where you are in Australia.
Whether you're searching for 'Payday Loan' options or wanting to explore how we can support your needs, Fundo is the perfect place to secure small, manageable loans. We offer repayment terms of up to 180 days, allowing for flexibility and ease. Plus, if you make early repayments, you can avoid extra fees!
Our loans are designed to fit diverse financial situations, serving as a reliable lifeline for urgent expenses such as:
At Fundo, we celebrate responsible borrowing. You can stay on top of your finances with our easy-to-use self-service dashboard, which keeps you updated on your loan progress. If you're concerned about your credit history, relax! We assess applications on a case-by-case basis, and with our commitment to transparency, the process is straightforward.
The application process is as plain sailing as it gets. Simply fill out our online application form with details about the amount you wish to borrow, your personal information, and contact details. If you meet a few key criteria, like:
…you can be well on your way to securing your funds! If approved during business hours, you could see the funds hit your account within 60 seconds from contract acceptance. And don’t forget to check your Fundo Score to understand your loan eligibility better. Good financial habits can earn you points, opening up even more opportunities down the line.
Stop searching and wondering about options like 'instant approval loans'—take the leap today with Fundo, where getting the financial help you need is just a few clicks away!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.