Personal Loans Fast Approval
Same day funds up to $5,000
Same day funds up to $5,000
When you’re facing an unexpected financial situation, waiting days or even weeks for loan approval isn’t an option. Whether it’s an emergency expense, a personal bill, or an unplanned cost, Fundo’s fast personal loans can provide a quick and easy solution. We offer small loans starting from $500, with a streamlined online application process designed to get you approved quickly, so you can access the cash you need without the hassle of lengthy paperwork or delays.
At Fundo, we understand that urgent financial situations require fast action, which is why we prioritize speed and simplicity. Once you apply online, our team works swiftly to review your application and provide an approval decision�often within the same day. Once approved, the funds are transferred directly to your bank account, ensuring you get the money you need as quickly as possible.
In addition to fast approval, Fundo also offers flexible loan repayment plans tailored to your budget. Whether you need a short-term loan to cover an emergency or help with unexpected personal expenses, Fundo’s loan options provide fast financial relief when you need it the most.
Fundo’s quick online loan application is designed for simplicity and speed. Once submitted, our team reviews your application promptly, often providing same-day approval. After approval, the funds are transferred directly to your bank account. Depending on your bank’s processing times, you could receive the money within hours or by the next business day, allowing you to manage your urgent financial needs without delays.
What can I use a personal loan from Fundo for?
Fundo’s small personal loans, starting from $500, can be used for a variety of short-term financial needs. Whether it’s covering emergency medical bills, paying for car repairs, or handling an unexpected personal expense, our loans provide flexibility and speed. Fundo’s fast approval process ensures you have access to the cash you need when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options that can be tailored to fit your financial situation. Whether you prefer a shorter repayment period or need more time to repay the loan, Fundo is committed to making the repayment process as manageable as possible. If your financial circumstances change, we can work with you to adjust your repayment schedule.
Do I need perfect credit to apply for a loan from Fundo?
No, Fundo does not require perfect credit. While we may conduct a credit check as part of our responsible lending process, we focus more on your current financial situation and ability to repay the loan. Even if your credit score isn’t perfect, you may still be eligible for a loan from Fundo if you meet our other criteria, such as having a regular income.
What happens if I can’t make a repayment on time?
If you’re unable to make a repayment, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and can help adjust your payment schedule to better fit your current financial situation. By communicating early, we can work with you to ensure your loan remains manageable without added stress.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
