Personal Loans For Non Australian Residents
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
Finding personal loans for non-Australian residents can be challenging, as many traditional lenders require residency as a key eligibility criterion. Whether you’re new to Australia or on a temporary visa, accessing funds can be difficult. At Fundo, while we primarily serve Australian residents, we offer small loans starting from $500 to help individuals who meet our criteria get the financial support they need.
Can non-Australian residents apply for personal loans with Fundo?
When it comes to seeking financial assistance in Australia, it can sometimes be challenging for non-Australian residents to find lenders willing to provide personal loans. Fundo primarily caters to those residing in Australia, but that doesn’t necessarily mean you are excluded from borrowing if you’re a non-resident. Fundo evaluates your overall financial situation, including your income and ability to repay, to ensure responsible lending.
Non-Australian residents who currently live in Australia and meet our basic eligibility requirements - such as being over 18 years of age and having a verified income of at least $1,000 per fortnight - may still be considered for a loan. Fundo offers small loans starting from $500, with flexible repayment options designed to suit various financial circumstances.
How do I qualify for a personal loan if I’m a non-Australian resident living in Australia?
Qualifying for a personal loan with Fundo if you’re a non-Australian resident involves meeting our core eligibility criteria, which include:
If you meet these requirements, you may be eligible to apply for a small loan from Fundo.
FAQs
Can I apply for a loan if I’m not a permanent resident of Australia?
Yes, you can still apply for a loan with Fundo if you’re a non-Australian resident living in Australia. As long as you meet the basic eligibility requirements, such as residing in Australia and having verified income, your application will be considered.
What types of personal loans does Fundo offer?
Fundo offers small loans starting from $500 to $5,000. These loans come with flexible repayment options and transparent terms to suit your financial needs, even if you’re a non-Australian resident.
What is the application process for non-Australian residents?
The application process for non-Australian residents is the same as for Australian citizens. You can apply online through Fundo’s easy-to-use platform, and if approved, funds may hit your account within 60 seconds from accepting your loan agreement and if your bank supports PayID after accepting the contract.
Can I apply for a loan if I’m on a temporary visa in Australia?
Yes, if you’re on a temporary visa but currently residing in Australia and meet our verified income requirements, you may still be eligible to apply for a loan.
What can I use the loan for?
Fundo loans can be used for a variety of personal expenses such as urgent repairs, medical bills, or unexpected costs. However, they cannot be used to pay off existing debts, mortgages, or utility bills.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
