Personal Loans Guaranteed Instant Approval Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, finding fast cash can feel overwhelming. If you're on the lookout for personal loans guaranteed instant approval bad credit, you may feel like traditional lenders aren't the answer. Many banks and financial institutions impose long wait times and cumbersome processes that can add stress to your situation. At Fundo, we believe that getting the financial support you need should be straightforward and swift.
At Fundo, we’re proud to offer personal loans catered to Australians facing short-term financial needs. Unlike conventional lenders, our process is designed to be simple and quick, allowing you to apply for a loan from the comfort of your home or workplace. Here’s how we stand out:
Fundo provides a variety of loan products designed to meet diverse needs. Whether you need a bit of cash for an upcoming event or a one-off expense, we are here for you. Learn more about our specific offerings:
If you’re ready to stop searching for personal loans guaranteed instant approval bad credit, Fundo makes the application process straightforward. Here’s what you need to know:
Begin your journey by filling out our application form detailing your desired loan amount and personal information. If you're an existing customer, you can reapply in just three clicks! Applications submitted during business hours are more likely to be processed and funded the same day.
Boost your application’s chances for acceptance by understanding your Fundo Score. A higher score not only increases the likelihood of loan approval but also brings perks for your borrowing journey, including potential discounts. You can enhance your Fundo Score by:
Stop your search for small loans bad credit or instant cash loans today and kickstart your application with Fundo. We're here to support you in your financial journey!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.