Quick Instant Loans
Same day funds up to $5,000
Same day funds up to $5,000
If you're an Australian facing an unexpected expense, you might be considering various lending options to find help fast. While traditional banks often come with a plethora of stringent requirements and lengthy application processes, finding quick instant loans doesn't have to be a struggle. Welcome to Fundo, where we provide efficient, convenient, and easy access to quick instant loans designed for your needs.
At Fundo, we prioritise your needs with our technology-driven approach to lending. Here are just a few reasons to consider us:
With Fundo, accessing short-term funding is a simple and smooth experience. You can secure a loan of up to $5,000 with a repayment term of up to 180 days for a MACC loan. Whether it's a home renovation or a surprise expense, our loan products cater to a variety of needs. Please note that while you can find quick instant loans online, it’s important to consider how they align with our lending eligibility. We empower borrowers with:
As you pay off your loan, especially if done early, you can avoid unnecessary account fees and increase your chances of smoother future transactions.
Ready to take the leap? To apply for a quick instant loan with Fundo, you’ll need to:
Use our unique Fundo Score to assess your borrowing eligibility. This score rewards responsible financial behaviour, such as timely repayments and regular loan management.
Click ‘Apply Now’ to kickstart your application! Fill in your details easefully, and if you submit your application during business hours, you could receive approval and see funds deposited straight into your account within the same day. Stop searching for terms like instant cash loans or payday loans; with Fundo, your quick finances are only a few clicks away!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.