Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
The possibilities are endless for borrowers with a small personal loan. There are many uses for it, including consolidating debt, financing home improvements, covering education expenses, managing medical bills, or financing weddings. Travel adventures, appliances and electronics, vehicle repairs, and appliance purchases are just some of the ways that people use small personal loans. 

At Fundo, we offer both medium and small loans that can help you in many situations. Whether you need money for medical emergencies, house repairs, a fun holiday, or an entertainment system, Fundo’s personal loans are there to support you.

What’s more, our quick loans are also flexible and designed for your comfort and peace of mind. You can apply for a loan in minutes from anywhere you are, offering you a convenient solution for your sudden expenses. 

Obtaining a small personal loan can influence your credit score in various ways. Initially, it could cause a slight dip since the lender may conduct a credit check, which is reflected in your credit history. 

However, as you start to make consistent, on-time repayments, your credit score can actually improve, demonstrating to lenders that you can manage your finances responsibly. This can help you have better chances of getting approved for loans in the future. 

However, at Fundo, you don’t have to worry too much about having a perfect credit score. We take a holistic approach when considering loan applications, so even eligible borrowers with not-so-perfect credit scores are welcome to apply for a loan. We understand that life happens and credit scores might not always be flawless. 

While credit scores are still taken into consideration, we place equal importance on assessing your present capability to make your repayments.

In the world of personal loans, there are two main types: secured and unsecured. Secured loans are those backed by a piece of property or asset that the lender can claim if you default on the loan. On the other hand, an unsecured small personal loan does not require security. 

Unsecured loans are typically best for smaller, short-term borrowing needs when the borrower may not have, or may not want to risk, assets as security. 

This is where Fundo steps in. Our unsecured short-term loans are designed for times when unexpected expenses arise and you need quick cash. We aim to provide you with fast loan outcomes so you can move forward with life as soon as possible. 

With that, we’ve streamlined our online loan application process, and when you apply during your business hours – from 9:00 a.m. to 6:00 p.m. on Monday to Friday and from 9:00 a.m. to 5.00 p.m. on Saturdays Sydney time – we’re ready to process your application promptly. This can improve your chances of receiving fast cash within the same day if you get approved. 

If we receive your small personal loan application outside our regular business hours, we will promptly attend to it on the following business day to ensure that no essential information regarding your application is overlooked.

Refinancing a small personal loan can seem like a daunting prospect, but it is a possibility, depending on the lender and their loan conditions. You may be eligible to refinance, but bear in mind that specific eligibility requirements need to be met. 

At Fundo, we want to make sure that you won’t be in a financial bind when you get cash loans from us. With that, we have these minimum eligibility criteria in place: 

If you’re eligible for a medium or small personal loan at Fundo and wish to apply, you’ll be glad to know that we offer flexible repayment options, ensuring you can comfortably make your payments. 

Additionally, we prioritise transparency, and all our loan fees adhere to industry standards, so the costs associated with your loan are regulated by legislation.

Moreover, we offer you a convenient self-service dashboard where you can easily manage your repayments, access personal loan details, and even find tips on enhancing your financial well-being. Plus, if you want better chances of getting approved for Fundo loans in the future, work on improving your Fundo Credit Score by reviewing our services, referring friends, or maintaining timely or early payments. 

Look no further than Fundo for fast, reliable online loans – apply now! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.