Small Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected costs arise, sometimes a small personal loan can be the ideal solution to help you manage the financial strain. Whether it’s a minor home repair, a last-minute trip, or an unforeseen bill, Fundo’s small personal loans provide a simple and straightforward way to get the cash you need without the hassle of long-term debt. Our fast, online application process means you can get approved quickly and focus on solving your immediate financial needs.
What is a Small Personal Loan?
A small personal loan, also referred to as a cash loan, is a short-term financial solution designed to help cover urgent or unexpected expenses without taking on long-term debt. Whether you need money to handle a sudden bill, home repairs, or an unexpected medical expense, a small personal loan offers fast and convenient access to the funds you need. At Fundo, we specialise in offering quick cash loans that can be approved and disbursed quickly, helping you stay on top of your financial needs.
Fundo’s cash loans are ideal for individuals who need to borrow between $500 and $2,000. The loan terms are flexible, with repayment options tailored to your income and financial situation, ensuring you don’t overstretch your budget.
What Can I Use a Small Personal Loan For?
A small personal cash loan from Fundo can be used for a variety of short-term financial needs. Here are some common scenarios where our customers find small loans to be especially helpful:
With Fundo’s simple and quick application process, you can apply online and have the funds transferred directly into your bank account, often on the same day.
How long can I take the small personal loan for?
Fundo offers flexible repayment terms for our cash loans. You can choose a repayment period between 5 weeks and 20 weeks, depending on the loan amount and your ability to repay comfortably. This ensures that you have a manageable repayment schedule that suits your financial situation.
How much can I borrow for my small personal loan?
Fundo’s small personal loans range from $500 to $2,000, allowing you to borrow just the right amount to cover your immediate expenses without taking on more debt than necessary.
What are your current interest rates for a small personal loan?
Fundo’s small personal loans come with no interest. Instead, we charge an establishment fee of 20% of the loan amount and a monthly fee of 4% of the loan amount. This structure ensures that you know exactly what to expect in terms of costs upfront, with no hidden charges. You can learn more about our transparent fee structure in our loan reviews.
How quickly can I get my small personal loan?
If you apply during business hours and meet the eligibility requirements, you could receive approval the same day. Once approved, the funds are typically deposited into your bank account within 24 hours, allowing you to handle your expenses promptly.
Can I pay off my small personal loan early?
Yes! Fundo allows you to repay your cash loan early without penalties. By paying off your loan sooner, you can save on monthly fees and improve your Fundo Score, which may help you qualify for future benefits.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
