$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you tired of facing unexpected expenses and not knowing where to turn for a quick easy cash loan? At Fundo, we understand the frustration and stress that can come with not having access to quick cash or being able to borrow money quickly. 

It’s a feeling that can be all too familiar, but it doesn’t have to be. That’s where we come in. Our online loan service provides a convenient and fast solution to your financial struggles. 

With a simple application and decision-making process, you can get closer to the funds you need, all from the comfort of your own home. No more complicated forms or long waiting times – just the quick and easy financial support you need to get through a tough time. 

So don’t let unexpected expenses hold you back any longer; turn to Fundo for reliable and convenient online loans.

What is a good credit score to have if I want easy loans?

Credit scoring agencies each use different methods of calculating your credit score. For example, as of writing, a credit score above 661 is generally considered good by Equifax. On the other hand, Experian considers scores above 625 to be good. 

Generally, the higher your credit score, the more creditworthy you are to lenders. However, it’s important to note that every lender is different and may have their own specific credit score requirements. It’s always a good idea to check with the lender directly to see what their specific requirements are.

For example, to be eligible for a quick easy cash loan at Fundo, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

At Fundo, having a good credit score isn’t a strict requirement, as we don’t want to hold an individual’s past financial issues against them. Your current credit score only plays a small role in our decision-making. Instead, we aim to focus more on one’s demonstrated ability to repay their loan today

Do I have to disclose why I’m getting a loan to lenders?

As a borrower, you are not typically required to disclose the reason for taking out a quick easy cash loan to a lender. However, some lenders may ask for this information as part of their underwriting process in order to better understand your financial situation and determine whether you are a good candidate for a loan.

Part of our application process at Fundo is selecting the reason for your loan. We don’t monitor your expenses while you have a quick finance loan with us. Still, we encourage all our borrowers to avoid spending in a way that may affect their ability to repay, as late repayments may make it harder for you to get approved for a future quick money loan.

And since we’re on the topic of future quick online cash loans, it’s time you learned all about the Fundo Credit Score. 

At Fundo, we have our own credit scoring system called the Fundo Credit Score, which rewards you for paying your quick small loan on time or early, for sharing feedback, and for referring friends to Fundo. The higher your Fundo score, the better your chances are of being approved for cash loans with Fundo in the future. 

We also offer special discounts and benefits for those with high Fundo Credit Scores. This system allows us to take more than just your existing credit score into account when evaluating fast and easy loan applications.

Can I use personal cash loans to pay off credit cards?

Yes, you can use personal fast cash loans to pay off credit card debt. In fact, taking out a personal loan to pay off high-interest credit card debt can be a good financial move. By using a quick easy cash loan to pay off your credit card debt, you can potentially save money on interest payments and pay off your debt faster. 

However, it’s important to carefully consider your options before taking out a personal loan and to make sure that you can afford the fast small loan payments. If you are struggling to pay off your credit card debt, it may be a good idea to speak with a financial advisor or credit counsellor for guidance.

Your quick easy cash loan with Fundo is even easier to manage now with your very own self-service dashboard. With Fundo’s personal account dashboard, you can easily take control of your fast cash loans. You can view and update your account, make or reschedule payments, and track your loan information, including balance, duration, and payment dates. 

Plus, you can earn points and check your Fundo Credit Score. We make it simple for you to access and manage your online loans fast whenever you need to. 

Fundo lets you get closer to the cash you need when you need it.

At Fundo, we provide fast and easy loans to people in Australia who need cash quickly. Our process is simple and efficient, with no complicated forms or long approval times. You can apply for and receive your online easy loans all from the comfort of your own home. 

We understand that life doesn’t always go as planned, and there are times when you need financial assistance right away. That’s why we can offer quick easy cash loan options to help you get the money you need when you need it. 

With Fundo, you can enjoy a stress-free fast money loans experience and get the support you need to get through a tough time. 

Apply now!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.