$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Perhaps you’ve been looking for short term payday loans as you’ve incurred surprise expenses in the past few days. Not a problem; you’d be delighted to know that there are quite a number of cash advance options available through traditional or online means. With some research, you’d even see heaps of alternatives for new payday loans – it all just boils down to their compatibility with your situation. 

However, if you want to skip the long and arduous decision-making process, then you can familiarise yourself with the fast, short term loans we have at Fundo. We have a dedicated team of experts, and they’re always there to take into account your unique requirements. What’s more, when you’re ready to get started, our intuitive online platform allows you to contact us with the utmost ease.

Join us today to avoid visiting physical lending institutions or searching through the different short term payday loans Australia offers online. With what we have to offer, not only will you enjoy a convenient service like no other, but you’ll also get to experience one-of-a-kind advantages you’d be hard-pressed to find anywhere else. Consider our loans today and see how Fundo can potentially help you pay off unexpected bills!

What do I need to qualify for a short term payday loan? 

When it comes to short term payday loans, the qualifications will differ from lender to lender. With this, you might be tempted to search online for ‘payday loans no credit check’ options, but the truth is that opting for responsible lending would be a better idea, as the screening processes associated with these offers would show you if you can realistically handle an instant short term loan.

With us at Fundo, you can rest assured that we’ll only give you what you can comfortably manage. As such, to qualify for our short term cash loans, which have a repayment period of up to 180 days, you would have to be someone who is:

  • at least eighteen years old and over;
  • an Australian citizen or resident taxpayer;
  • making $300 per week, not including government benefits;
  • capable of depositing repayments on the agreed-upon dates; and
  • able to keep their financial stability even after taking out instant cash loans.

If you meet all of these requirements, then you can compare our offers for short term payday loans and then proceed to our streamlined application process. Here, you'll see that we look at more than just your credit score. As a matter of fact, this rating plays a small part in our review as we look at a wide range of factors, like your financial capacity to meet repayments. 

Join us today at Fundo for a comprehensive and fair decision, along with a response within twenty-four hours!

Is it possible to extend short term payday loans?

Unfortunately, it can be difficult to extend or move repayments for short term payday loans, regardless of whether you’ve chosen a traditional or online lender. 

Australian payday loans are designed to be repaid within a certain period of time, and as the loan name suggests, you’d typically make a repayment deposit right when you get your next salary from your employer. Ultimately, quick payday loans are there to help you with sudden expenses and must be paid off as soon as possible. 

However, we at Fundo can provide you with a great alternative to a payday advance app or service. Rest assured that you can get a reasonable repayment term duration of up to 180 days and a useful self-service dashboard should you get approved for any of our quick short term loans. 

With this asset at your disposal, you can easily make payments and even reschedule them based on the agreed-upon terms and conditions. So, submit your application today and get a chance to receive unsecured funds for your emergency expenses.

Can I apply for a payday loan if I haven’t paid off the first one? 

There are some money lending institutions that allow you to apply for more short term payday loans even if you haven’t paid off the first one, but at Fundo, we focus on responsible lending and providing qualified individuals with a sufficient cash loan that matches their specific lifestyle. 

Instead of feeling overwhelmed with multiple payday advances, you can make a loan request, see if you get approved, and then leverage our Fundo Credit Score system should we deem you eligible for our service. 

This way, you can earn points through positive lending behaviour, such as making repayments on time, making repayments in advance, or even referring Fundo to friends, which can give you a better chance of getting future loans after you make a complete repayment. In addition to this, repeat Fundo clients can also enjoy applying for a new loan in just three simple clicks. 

What’s not to love about our alternatives to short term payday loans? Become part of our community today and be one of the many satisfied Fundo borrowers.

Need a teeny, tiny loan? Apply now! 

Disclaimer: The details and information on this page should be referenced for informational as well as entertainment purposes only (unless expressly stated otherwise). The commentary you find here can also be updated at any time and should not be seen as professional financial advice or suggestions. For such a service, we encourage you to reach out to experts who are well-versed in fund management.