$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Many Australians have some sort of credit blemish on their report, making it hard for them to secure small, quick loans from a traditional bank. Because having a bad credit score can be a major obstacle when you want to borrow money in Australia, especially for smaller amounts, many search online for 'bad credit same day loans' for solutions. Now that you've found Fundo, you don't need to look any further. 

As a leading provider of small loans in Australia, Fundo understands that mainstream lenders can be tough on individuals with less-than-perfect credit. Because of this, we offer fast approval times for money loans online that can be accessed from anywhere in the country. Getting a loan doesn't have to be a hassle – there's no need to stand in line at the bank or wait for weeks to get a decision at Fundo. 

Now that we've introduced Fundo as a leading provider of small loans in Australia, you can stop your online search for ‘bad credit same day loans’. Let's take a closer look at how our loans work and what you can expect if you decide to apply.

What are the easiest loans to get with bad credit?

It may be challenging to obtain traditional bad credit same day loans from a bank or credit union as these lenders typically have strict credit score requirements for loan approval. However, there are other options that may be more accessible for individuals with poor credit, such as personal loans online and secured loans, which are backed by collateral such as a car or a house.

Whatever type of loan you choose, it's important that you choose one that suits your unique circumstances and needs.

Fundo offers fast cash loans with flexible terms available to almost everyone, even if you have had previous credit incidents. This option is worth considering if you need a loan and have bad credit. You can choose a repayment schedule that works best for your financial situation and budget. You can schedule your repayments weekly, biweekly, or monthly to suit your needs and preferences. 

Where can I get a loan with bad credit?

Online lenders may be a good option for people searching for ‘bad credit same day loans’ as they typically have easy-to-use lending platforms that allow you to apply for a loan and track your account from any device. At Fundo, we can process loan applications and disburse funds more quickly than traditional lenders, which is helpful if you need money quickly to cover a surprise expense.

If you’ve been searching for ‘bad credit same day loans’, you don’t need to look any further than Fundo. Our online platform makes it easy to apply for a loan; all you need is a mobile device or computer and an internet connection to navigate to our online loan application form, fill out your personal and financial details, and submit it. 

When all of your information is at hand, the application itself only takes about three minutes, so it’s ideal to have your personal and financial details ready before you apply for loans online at Fundo. Our team will review your application quickly and let you know once a decision is available. It is possible that you will receive the funds in your bank account if you apply during business hours and everything goes smoothly. 

Can I get a loan with a low credit score?

If you’ve been searching online for ‘bad credit same day loans’, you’re probably having trouble with your credit score but still need a loan. With Fundo’s online money loans, we take a more holistic approach to loan decision-making and consider factors other than just your credit score, such as your income, employment history, and overall financial situation, when evaluating your loan application. You may also still be able to get a loan if you meet our minimum lending criteria.

You can qualify for small loans from Fundo if you:

  • are at least eighteen years old at the time of your application;
  • are an Australian citizen or tax-paying resident;
  • earn at least $300/week in regular income, excluding government benefits;
  • can provide proof of your ability to meet repayment deadlines; and
  • do not place undue financial pressure on yourself by borrowing from Fundo.

If you're a returning borrower from Fundo, you can even apply in just three clicks. As a Fundo borrower, you’ll then get access to a self-service dashboard that you can use to manage your repayments, view your loan information, and track your loan progress. You can even work on improving your Fundo Credit Score to get better chances at a loan approval at Fundo. 

With Fundo, you no longer need to search endlessly for 'bad credit same day loans’. Apply now and get closer to the financial support you need to move forward in life. 

Disclaimer: This article is solely intended for informational and entertainment purposes and should not be construed as financial advice or a recommendation. Any commentary views are subject to change without notice at any time.