Apply For Short Term Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses your way, whether it’s for home improvements, healthcare costs, or that much-needed holiday. When you find yourself in urgent need of funds, you might be looking for ways to apply for a short term loan with bad credit. At Fundo, we pride ourselves on making loans accessible, especially for those with less-than-perfect credit histories. If you’ve been exploring options or lenders and searching for ‘Apply For A Payday Loan Bad Credit’, you’re in the right place. With Fundo, expect no hidden fees, no lengthy paperwork, and a streamlined application process that gets you the cash you need quickly.
We know the loan landscape can be overwhelming. If you've been actively searching to apply for loans with bad credit or have come across terms like 'apply personal loan bad credit', look no further. Fundo is dedicated to helping you find the right funding solution tailored to your needs. We offer a range of repayment plans, allowing you the flexibility to pay back your loan within up to 180 days or early, without incurring monthly fees.
Fundo provides various loan options suitable for different financial needs, including:
Once approved, managing your repayments is easy with our personal self-service dashboard. Here, you can review your loan details, assess payment schedules, and gain insights for better financial planning.
Are you aware of your Fundo Score? This unique score reflects your borrowing relationship with us and can improve with timely payments, referrals, and feedback. A higher Fundo Score unlocks better opportunities and rewards for future loans.
To apply for a short term loan with bad credit, you're required to be over 18 years of age and currently living in Australia. Ensure you have a verified income of at least $1,000 per fortnight, including any government benefits, and a solid plan to make repayments. Our application form is readily available on our website, so you won’t need to keep exploring terms like ‘ online payday loan’ or ‘instant cash loan’ any longer.
If you submit your application during business hours, we could approve it and transfer the funds to your account the same day. Returning customers enjoy an even smoother process—just three clicks can get you back on track. So, if you’re still on the search for reliable lenders using keywords like ‘No Credit Check Payday Loans Centrelink’ or ‘Bad Credit Low Income Loans’, remember that Fundo is right here to serve you. Don’t wait—get started by applying for a loan with us today!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
