Apply For Short Term Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Life can throw unexpected expenses your way, whether it’s for home improvements, healthcare costs, or that much-needed holiday. When you find yourself in urgent need of funds, you might be looking for ways to apply for a short term loan with bad credit. At Fundo, we pride ourselves on making loans accessible, especially for those with less-than-perfect credit histories. If you’ve been exploring options or lenders and searching for ‘Apply For A Payday Loan Bad Credit’, you’re in the right place. With Fundo, expect no hidden fees, no lengthy paperwork, and a streamlined application process that gets you the cash you need quickly.
We know the loan landscape can be overwhelming. If you've been actively searching to apply for loans with bad credit or have come across terms like 'apply personal loan bad credit', look no further. Fundo is dedicated to helping you find the right funding solution tailored to your needs. We offer a range of repayment plans, allowing you the flexibility to pay back your loan within up to 180 days or early, without incurring monthly fees.
Fundo provides various loan options suitable for different financial needs, including:
Once approved, managing your repayments is easy with our personal self-service dashboard. Here, you can review your loan details, assess payment schedules, and gain insights for better financial planning.
Are you aware of your Fundo Score? This unique score reflects your borrowing relationship with us and can improve with timely payments, referrals, and feedback. A higher Fundo Score unlocks better opportunities and rewards for future loans.
To apply for a short term loan with bad credit, you're required to be over 18 years of age and currently living in Australia. Ensure you have a verified income of at least $1,000 per fortnight, including any government benefits, and a solid plan to make repayments. Our application form is readily available on our website, so you won’t need to keep exploring terms like ‘ online payday loan’ or ‘instant cash loan’ any longer.
If you submit your application during business hours, we could approve it and transfer the funds to your account the same day. Returning customers enjoy an even smoother process—just three clicks can get you back on track. So, if you’re still on the search for reliable lenders using keywords like ‘No Credit Check Payday Loans Centrelink’ or ‘Bad Credit Low Income Loans’, remember that Fundo is right here to serve you. Don’t wait—get started by applying for a loan with us today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
