Easiest Personal Loan To Get
Same day funds up to $5,000
Same day funds up to $5,000
Looking for the easiest personal loan to get for your urgent needs? Securing quick cash loans with Fundo is as breezy as a Sunday afternoon.
The ease of obtaining a loan online hinges on a number of factors. The first one is your credit score, but unlike most lenders, we don’t place a huge importance on your traditional credit score. We believe in a much more comprehensive approach that looks at your current financial situation, not your history.
One of the ways we implement this approach is through our use of the Fundo Credit Score system. This system does its job by rewarding timely repayments, feedback, and referrals. A higher score enhances your loan approval chances and grants access to exclusive benefits.
Our personalised account dashboard lets you take command of your easy loans. Manage your account, adjust repayments, and track your loan details, all while earning points and monitoring your Fundo Credit Score.
How much you want to borrow and your repayment capacity also play a significant role. We’re all about making sure the loan is right for you while ensuring it’s the easiest personal loan to get as well. It’s a journey we take together, making sure that the repayments fit snugly into your budget without stretching it out of shape.
Lastly, the simplicity and accessibility of the application process are crucial, and boy, do we excel at that! No fuss, no long-winded forms – just what you need when you’re searching for the easiest personal loan to get.
At Fundo, we firmly believe in providing a seamless journey when it comes to obtaining instant personal loans. This is why we don’t make you jump through unnecessary hoops by requiring a guarantor when you apply for a loan. That’s right! No need to rope in a friend or family member to vouch for the easiest personal loan to get.
Our application process is tailored to be straightforward and convenient, focusing on your financial stability rather than a third-party guarantor. We appreciate that your financial circumstances are unique, so we assess each application individually, looking at your income and your capacity to repay.
To be eligible for our small loans, you must:
Freelancing can often be seen as a roadblock when it comes to loan applications, but not at Fundo! While some traditional lenders might be hesitant about inconsistent income streams, we believe in the hustle and dedication of freelancers.
We understand that freelancing has its own unique set of challenges, including a variable income. We get that freelancers are as responsible and committed as those with regular pay credits. In line with this, our instant loan process focuses more on your ability to repay the loan.
We’ve crafted our loan application process to be as inclusive and flexible as possible. Our dedication to learning from your experiences and improving our services is what shapes our empathetic and tech-savvy approach as we work towards providing borrowers with the easiest personal loan to get.
At Fundo, we know that interest rates can feel like a maze, but we’re here to guide you through it. Our approach to determining personal loan interest rates is rooted in transparency, ensuring that you’re never left in the dark.
When you apply for a loan, we charge set rates in line with industry standards and legislation. We’re all about making your loan journey as seamless as possible, without the fuss of hidden charges or confusing jargon.
Rest assured that we communicate the interest rates, fees, and charges upfront before you enter into a loan contract with us. We’re passionate about empowering you with the right information and lending responsibly.
Looking for the easiest personal loan to get? Apply for a loan today with Fundo!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
