Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Many individuals encounter situations requiring quick financial assistance, whether to manage an unexpected expense or bridge a temporary gap. This often leads to searches online for terms like "loan short" and "Short Term Loans Australia". Traditional lenders such as banks may not always be able to provide support in such urgent timelines, which is where alternative lending options like Fundo come into play. As an online lender, Fundo is dedicated to offering short-term loans specifically tailored for Australians, including those with various credit backgrounds. We aim to simplify access to funds when you need them most, without unnecessary hassle. Owned and operated by Australians, we strive for excellence in customer service that resonates with your needs.
At Fundo, we focus on making your journey smoother, eliminating the need for endless searches on "loan short," "Short Term Loans", and "Term Loans". Here’s what we offer:
Fundo provides a variety of loan options to cater to your unique financial requirements. For instance, our short-term loans can be used creatively, allowing you to finance essential home renovations without the stress. You can conveniently manage your loan through a personalised dashboard, keeping track of repayment terms and financial wellness advice.
We pride ourselves on being a transparent lender for those searching for "Loan Bad Credit" or "Affordable Home Improvement Loans". Our simple online application makes it easy for you to apply from the comfort of your own home in just a few minutes:
To qualify for a loan with Fundo, you need to be over 18 years old, currently residing in Australia, and earning a minimum verified income of $1,000 per fortnight (government benefits included). It's essential to demonstrate that you can comfortably manage your repayments without facing undue financial strain. You can also check your Fundo Customer Score, which reflects your eligibility for loans based on your financial habits. Building a good score is easy - simply recommend friends, make timely payments, and avoid borrowing from multiple lenders.
Say goodbye to endless searches for "last minute loans" and "short term loans". Take control of your finances and submit your loan application with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.