$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Fundo Loans vs. Guaranteed Approval Loans No Credit Check

The digital age has reshaped the way we think about personal loans, especially where loans related to ‘guaranteed approval loans no credit check’ are concerned.

In response to the faster pace of the modern world and the demand for instant decision-guaranteed approval loans, personal loans have evolved in the digital realm. Thanks to the rise of online platforms, getting a loan has become as easy as ordering a cup of coffee, especially for those seeking payday loans without credit checks or interested in fast approval loans.

The days of tedious paperwork and long waiting times are gone; today, guaranteed cash loans and easy approval loans are a click away.

But what if we told you there’s more to loans than just emergency loans and ‘no credit loans’?

The Digital Shift in Personal Loans

While the digital world might be borderless, knowing you’re dealing with a fellow Aussie who understands your unique challenges can make all the difference.

Enter Fundo. As your Australian lending partner, we understand the unique challenges of getting a loan in the country. It’s why we’ve made our application and decision-making processes fully online; with us, there’s no need for time-consuming processes or filling out endless paperwork. For those seeking a bit more flexibility, small-to-medium loans are just the ticket, with flexible repayment options available.

When you apply at Fundo, you get fast turnarounds on loans, so you’re not left hanging when you need the support the most.

Frequently Asked Questions (FAQ)

Is security for a guaranteed approval loan required?

Depending on the lender, security for loans that fall under ‘guaranteed approval loans no credit check’ may be requested. Conversely, some lenders might offer guaranteed loans or payday loans without the need for security, especially for smaller loan amounts.

However, secured loans are just one type of personal loan, as unsecured loans are also available from other lenders. As the name suggests, unsecured loans don’t require security on the loan. Fundo is one such lender; while we don’t offer guaranteed cash loans, ‘guaranteed approval loans no credit check’ or online loans for bad credit options, we do offer personal unsecured loans for a wide range of borrowers.

So if you’re considering bad credit loans, ‘guaranteed approval loans no credit check’ options, or easy payday loans, why not consider Fundo instead? With us, your credit score is just one factor we look into and we focus on your current ability to repay your loans when making a decision on your application.

When it comes to making your loan journey smooth, simple, and stress-free, Fundo’s got your back.

Are there any income requirements for eligibility?

Income requirements for loan eligibility are quite common and can vary depending on the type of loan and the lender, such as between an emergency payday loan and a secured small loan.

To be eligible for a Fundo loan, you must be:

  • at least eighteen years old at the time of your application;
  • a citizen or tax-paying resident of Australia;
  • earn at least $1,000 per fortnight, including government benefits or pensions;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t be placed under undue financial pressure by borrowing from Fundo.

There may be other requirements we’ll request, such as proof of billing or identification, but rest assured that you can submit copies of these documents fully online. You can also get in touch with our customer support for detailed information on our requirements for particular loan products.

Our lines are open from 9.00 a.m. to 5.00 p.m. (Sydney time), Mondays through Fridays.

What documents do I need to apply for these loans?

The documents required to apply for loans can vary based on the loan type and individual circumstances. For example, guaranteed cash advances may have different requirements from loans without credit check or ‘guaranteed approval loans no credit check’ prospects.

At Fundo, these are some of the documents we may ask you to provide when you apply:

  • Proof of identification. A government-issued identification, such as a driver's licence or passport, is typically required to verify your identity.
  • Financial statements. These can include personal and/or business tax returns, recent bank statements and other financial accounts or records that demonstrate your ability to repay the loan.
  • Proof of income. This can be recent pay credits, bank statements, or other documents that prove you have a steady income.
  • Proof of residence. Some lenders might require a utility bill or similar documents to verify your current address.

If you’re still considering ‘guaranteed approval loans no credit check’ options, take a look at what Fundo has to offer first. We may have the ideal loan you’re looking for.

Fundo: Loans Tailored to Your Needs

When the unexpected happens, you don’t have the luxury to wait. With Fundo, you can get strong alternatives to ‘cash fast no credit check‘ loans that let you navigate those financial hiccups with ease.

Our personal loans are designed to provide you with the funds you need in record time. No more filling out endless paperwork; with our fully online application process, you get a smooth borrowing experience that puts you first. Plus, if you submit your application and get approved during business hours, which are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time, chances are you can get the money on the same day.

While we don’t offer small payday loans like payday lenders do, we do offer small and medium loans that come with no hidden fees or charges. We also have flexible repayment options that can provide you with the room you need to manage your loan in a way that suits your financial situation.

In a world full of complications, Fundo stands out with its simplicity. We’re here to take the fuss out of loans, providing you with a straightforward and efficient alternative to a loan with no credit check.

So, when life throws you a curveball, remember that Fundo has got you covered. Apply for a loan with us today!

Disclaimer: Please note that we do not offer options for ‘guaranteed approval loans no credit check’. At Fundo, we provide personal loans and may be able to help you, like the thousands of Australians we have already helped.

This article’s opinions are strictly for informational purposes only and should not be construed as financial advice or recommendations. Views may change at any time without notice.