$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Seeing that you’re someone who’s looking up terms like ‘instant cash loans guaranteed approval’ or perhaps even ‘payday loans for bad credit instant approval’ on the web, then you’re most likely interested in a service that can help you cover expenses that may have caught you off guard. If that’s the case, then you can breathe easy knowing that there are heaps of options to choose from. 

The good news is that you’ve just come across Fundo – a reliable digital lender that’s dedicated to providing a responsible alternative to all of those who meet qualification requirements. We’re a proud business in Australia, and we want nothing more than to help you get closer to the funds you need during this trying time.

Our expert team understands the urgency of your situation, and we’re here to present our online fast loans as a possible solution. With our service, you’d be pleased to know that you can experience a convenient application process and also a number of exclusive benefits only available at Fundo. So when you’re ready to get started, don’t hesitate to navigate our platform and get in touch with us! 

Is it possible to guarantee loan approval? 

Lots of people look up terms like ‘instant cash loans guaranteed approval’ and maybe even ‘instant small cash loans bad credit’ online in hopes of finding a surefire way to secure instant cash. However, most (if not all) money lenders cannot completely guarantee that you’ll get an approved response for your request, regardless of what principal balance or repayment duration you’re asking for. 

Whether it’s for emergency costs or surprise expenses, be sure to keep in mind that if you need instant cash now, it’s important that you be careful about what you apply for. Not all contract conditions are the same, and instead of focusing on search results for ‘instant cash loans guaranteed approval’, you can opt for a service that aims to assess your specific circumstances.

While you might want to get approved for a cash loan instantly, responsible lending will make it so you won’t accidentally sign up for more than you can handle. That’s why, at Fundo, we make an in-depth assessment of your application. Have peace of mind knowing that we’ll consider more than just your credit score and factor in your debt-to-income ratio, capability to repay, and more.

Submit a request within business hours, and if you qualify, you can potentially get a loan today!

What are ways I can increase the chances of loan approval?

Instead of frantically looking up topics like ‘instant cash loans guaranteed approval’ or ‘how to get instant cash’, perhaps you can work on increasing your chances of approval by showing a stable income, enlisting collateral, enlisting a guarantor, and of course, building up your credit score. 

However, what’s great about Fundo is that you won’t have to worry about putting up your assets as collateral, as all our fast small loans are unsecured in nature. Our service doesn’t stop there; if you’re approved for an initial financing agreement with us, we’ll give you an exclusive Fundo Credit Score that can help improve your future chances of approval at Fundo.

On your end, you’ll just have to demonstrate positive borrowing behaviour, such as repaying on time or early, and then you’ll get a higher Fundo Credit Score. In turn, you can have a higher likelihood of getting approved at Fundo in the future, should you need to secure a fast easy cash loan when you have more surprise expenses. 

What’s not to like about the systems we have in place at Fundo? Apply today and request an offer with principal balances of $500 to $2,000 and repayment durations of up to 180 days! 

Why do some loan applications get declined? 

At times, those who want to borrow cash hurriedly search for terms like ‘instant cash loans guaranteed approval’ on the web and overlook the requirements for eligibility, and as such, apply for loans they may not qualify for. For example, some lenders may decline applicants who have less-than-stellar credit or who can’t demonstrate an ability to repay the loan. 

At Fundo, we’re transparent with our eligibility requirements. To be eligible for our fast cash, you would have to be someone who’s: 

  • at least eighteen years old at the time of application;
  • a citizen or tax-paying resident currently living in Australia;
  • earning a salary of at least $300/week (excluding government aid);
  • able to adhere to basic repayment agreements; and
  • not at risk of financial stress after loaning from Fundo.

With this, the qualifications are clear, and if necessary, you can even easily make preparations ahead of time. If you do not meet the requirements, we encourage you to reapply at a later date once your circumstances have changed.

When you submit your application, our expert team can review the request, and approved borrowers can receive access to our self-service dashboard. 

This advanced yet easy-to-use tool will let you view your Fundo Credit Score, update your account information, and oversee your loan. Additionally, returning borrowers can even benefit from an even simpler application process that only takes three clicks.

Need a teeny, tiny loan up to $2,000? Apply now and get a chance to finally conclude your search for ‘instant cash loans guaranteed approval’ with our responsible lending alternative! 

Disclaimer: Unless otherwise stated, all data and figures on this website page are for informational and entertainment purposes only. The views and recommendations here can also be subject to change without prior notice and must not be relied upon as individualised financial advice for your unique circumstances. For guidance regarding such money management matters, we strongly encourage you to seek help from professionals in this field.