Instant Cash Loans Guaranteed Approval

Seeing that you’re someone who’s looking up terms like ‘instant cash loans guaranteed approval’ or perhaps even ‘payday loans for bad credit instant approval’ on the web, then you’re most likely interested in a service that can help you cover expenses that may have caught you off guard. If that’s the case, then you can breathe easy knowing that there are heaps of options to choose from. 

The good news is that you’ve just come across Fundo – a reliable digital lender that’s dedicated to providing a responsible alternative to all of those who meet qualification requirements. We’re a proud business in Australia, and we want nothing more than to help you get closer to the funds you need during this trying time.

Our expert team understands the urgency of your situation, and we’re here to present our online fast loans as a possible solution. With our service, you’d be pleased to know that you can experience a convenient application process and also a number of exclusive benefits only available at Fundo. So when you’re ready to get started, don’t hesitate to navigate our platform and get in touch with us! 

Is it possible to guarantee loan approval? 

Lots of people look up terms like ‘instant cash loans guaranteed approval’ and maybe even ‘instant small cash loans bad credit’ online in hopes of finding a surefire way to secure instant cash. However, most (if not all) money lenders cannot completely guarantee that you’ll get an approved response for your request, regardless of what principal balance or repayment duration you’re asking for. 

Whether it’s for emergency costs or surprise expenses, be sure to keep in mind that if you need instant cash now, it’s important that you be careful about what you apply for. Not all contract conditions are the same, and instead of focusing on search results for ‘instant cash loans guaranteed approval’, you can opt for a service that aims to assess your specific circumstances.

While you might want to get approved for a cash loan instantly, responsible lending will make it so you won’t accidentally sign up for more than you can handle. That’s why, at Fundo, we make an in-depth assessment of your application. Have peace of mind knowing that we’ll consider more than just your credit score and factor in your debt-to-income ratio, capability to repay, and more.

Submit a request within business hours, and if you qualify, you can potentially get a loan today!

What are ways I can increase the chances of loan approval?

Instead of frantically looking up topics like ‘instant cash loans guaranteed approval’ or ‘how to get instant cash’, perhaps you can work on increasing your chances of approval by showing a stable income, enlisting collateral, enlisting a guarantor, and of course, building up your credit score. 

However, what’s great about Fundo is that you won’t have to worry about putting up your assets as collateral, as all our fast small loans are unsecured in nature. Our service doesn’t stop there; if you’re approved for an initial financing agreement with us, we’ll give you an exclusive Fundo Credit Score that can help improve your future chances of approval at Fundo.

On your end, you’ll just have to demonstrate positive borrowing behaviour, such as repaying on time or early, and then you’ll get a higher Fundo Credit Score. In turn, you can have a higher likelihood of getting approved at Fundo in the future, should you need to secure a fast easy cash loan when you have more surprise expenses. 

What’s not to like about the systems we have in place at Fundo? Apply today and request an offer with principal balances of $500 to $2,000 and repayment durations of up to 180 days! 

Why do some loan applications get declined? 

At times, those who want to borrow cash hurriedly search for terms like ‘instant cash loans guaranteed approval’ on the web and overlook the requirements for eligibility, and as such, apply for loans they may not qualify for. For example, some lenders may decline applicants who have less-than-stellar credit or who can’t demonstrate an ability to repay the loan. 

At Fundo, we’re transparent with our eligibility requirements. To be eligible for our fast cash, you would have to be someone who’s: 

• at least eighteen years old at the time of application;
• a citizen or tax-paying resident currently living in Australia;
• earning a salary of at least $1,000 per fortnight from work or government benefits;
• able to adhere to basic repayment agreements; and
• not at risk of financial stress after loaning from Fundo.

With this, the qualifications are clear, and if necessary, you can even easily make preparations ahead of time. If you do not meet the requirements, we encourage you to reapply at a later date once your circumstances have changed.

When you submit your application, our expert team can review the request, and approved borrowers can receive access to our self-service dashboard. 

This advanced yet easy-to-use tool will let you view your Fundo Credit Score, update your account information, and oversee your loan. Additionally, returning borrowers can even benefit from an even simpler application process that only takes three clicks.

Need a teeny, tiny loan up to $2,000? Apply now and get a chance to finally conclude your search for ‘instant cash loans guaranteed approval’ with our responsible lending alternative! 

Instant Cash Loans Guaranteed Approval FAQs

Can you absolutely guarantee approval for an instant cash loan, no matter what?

No - we can’t guarantee absolutely everyone who applies for a loan at Fundo will get approved. As a licenced and accredited lender, we must abide by the National Consumer Credit Protection Act and code. This code obliges us to a duty of care and due diligence when it comes to assessing and approving loans. 

In a nutshell, it’s our responsibility to ensure a loan product, no matter what it is, leaves the borrower in a better financial position than when they came in. That is, once they’ve paid their emergency bills or unavoidable expenses and have paid off the loan in full, they have gone forwards with their personal finances instead of backwards (e.g., owing more debt elsewhere.) 

That’s why we check as many points of information about a prospective customer as possible - not only as good business practice but to protect the consumer from any potential financial hardship. In some cases, we are not merely obliged to refuse an application, but bound to by law. This may be due to an applicant being recently declared bankrupt or party to a Part IX Debt Agreement. 

With all that said (we know, it’s a bit to process) we do our utmost and best to ensure the overwhelming majority of applicants who are in urgent need of cash get the funds as fast as possible. That’s why we offer no credit check loans and assess your creditworthiness using the Fundo dashboard, which rewards you for paying back your loans on time and in full. Because we believe everyone should have a second chance at finance with Fundo!

What can I do to make sure I get approved for a small cash loan?

First of all is honesty. Being honest and upfront with your financial situation will go a long way to getting approved for a small cash loan at Fundo. We’re here to help! We want to make sure as many people in dire situations get the funds they need to get a leg up on their finances. Having your bank information, approximates of your income and expenses, payslips or employment information, and/or Centrelink benefits information will also assist in ensuring we get a clear and accurate picture of your financial situation, so we can streamline your application and approve your request.

If I borrow less than I need, does that make me more likely to be approved for an instant loan?

In some cases, borrowing less than what you need may put you in a worse off position than when you came to a lender in the first place. Applying for multiple loans can negatively affect your credit score and possibly prevent you from accessing funds in the future. It’s better to apply for the maximum amount that you require to take care of your emergency situation instead of making smaller requests at different lenders. If you’re unsure, call us on 1800 161 391 between 9am - 6pm Monday to Friday, 9am-5pm on Saturdays or 9am-1pm on Sundays (AEST.) Or, email us at hello@fundo.com.au 

What are the minimum requirements to apply for an instant cash loan?

To proceed with a fast and easy Fundo application using our secure dashboard, you will need to demonstrate the following:

• being at least eighteen years of age.
• An Australian citizen, permanent resident, or resident for tax purposes.
• Have an income of at least $1,000 per fortnight from work or government benefits.
• You will be able to pay back the loan as agreed.
• You will not be at risk of financial stress after borrowing from Fundo.

You can show us all this on the dashboard - if you have ID and other information handy, it can take you just three clicks to apply and get approval within 60 seconds! It’s easy getting instant cash on the same day with Fundo!

Do I need to go anywhere to get my funds?

No - it’s all done online using our secure servers. Fundo is a 100% digital lender, which means everything is signed, sealed, and delivered using our website and financial networks. It’s part of the reason why we’re able to assess and approve loans ranging from $500 to $5,000 within minutes - and why you can have the cash in a flash; under 60 seconds for approved applicants; even on the weekend!

Disclaimer: Unless otherwise stated, all data and figures on this website page are for informational and entertainment purposes only. The views and recommendations here can also be subject to change without prior notice and must not be relied upon as individualised financial advice for your unique circumstances. For guidance regarding such money management matters, we strongly encourage you to seek help from professionals in this field.