Are Alternative Lenders The Best Choice If I Need Cash Now?
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When individuals need immediate loans, they begin to search terms like ‘loans cash now’, ‘all cash loans’, or maybe even ‘cash fast loans’ for help. Sometimes they find exactly what they’re looking for right away, but most of the time? It’s endless searching through various loan providers for the right one.
If you want to save yourself time and energy, consider Fundo. With our easy loan application process and quick turnaround times, you don’t have to sit on the edge of your seat for days as you wait for an answer.
Let Fundo bring you closer to the funds you need.
If you need cash now and are unable to obtain a loan from a traditional lender, such as a bank or credit union, alternative lenders who are concerned about people looking up ‘loans cash now’ may be an option for you. Alternative lenders, also known as non-traditional lenders, include online lenders like Fundo.
One of the advantages of alternative lenders is that we often have less strict eligibility requirements than traditional lenders. For example, you may be able to qualify for a loan from Fundo even if you have less-than-stellar credit, whereas a traditional lender may not approve your loan application.
To be eligible for fast cash funding at Fundo, you must:
Another advantage of taking out a loan with Fundo is that we can provide you with cash loans fast. If you submit and get approved for a loan during business hours, we may be able to deposit your funds within the day, while traditional lenders often take weeks to process a loan application.
To apply for a loan with Fundo for fast small loans, simply head to our website, click on the ‘Apply Now’ button, and follow the rest of the application prompts. If you qualify for a loan with us, you’ll receive a loan agreement, and we’ll work to get your funds to you ASAP, so you no longer have to look up ‘loans cash now’ or ‘how to apply for a cash loan’.
Our online application form for any quick small loan ranging from $500 to $2,000 is available 24/7 for your convenience, and we process applications Mondays through Saturdays.
When choosing an alternative lender, there are several factors to consider to ensure that you get ideal terms and conditions for your loan instead of just choosing the quickest personal loans provider you see when you search for ‘loans cash now’ online.
Firstly, an alternative lender should be transparent about their interest rate and fees, as well as the terms and conditions of the loan. With Fundo, you’ll be glad to know that we avoid any complicated legal talk or jargon and ensure that all our borrowers understand every part of the quick easy cash loan agreement.
Additionally, the speed at which a loan can be approved and funded is also an important factor to consider, especially if you need cash now. Furthermore, you should also take into account how much you need to borrow, the lender’s eligibility criteria, such as credit score and income requirements, and if they allow the loan to be used for your specific purpose.
Earlier, we mentioned that we help qualified borrowers get closer to the loans they need regardless of their credit score, and this is because we want to focus more on an individual’s ability to repay their loan instead of being concerned about their past financial situations.
One way we work to help borrowers looking for online fast loans is that we’ve developed our own credit scoring system, which looks at more than just your traditional credit score. The Fundo Credit Score system rewards you for positive financial behaviour, such as paying your online loan early or on time, as well as providing feedback and referring friends to Fundo.
With a higher Fundo score, you increase your chances of being approved for a future Fundo loan, and you may also be eligible for special discounts and benefits. With our help, you may never need to look up terms like ‘loans cash now’ anymore because you know where to go.
At Fundo, we recognise that traditional lending options may not always be the best fit for everyone looking up ‘loans cash now’ online. In some cases, it may be more affordable to borrow money from alternative lenders, but this depends on the terms and conditions of the loan as well as your individual financial situation.
With Fundo, you have the power to loan money online and manage your loan on your own terms, such as making early repayment to avoid monthly fees. We provide a self-service dashboard that allows you to access your account information and make updates, make and reschedule repayments, and track details like balance, duration, and payment dates at your convenience.
The dashboard also enables you to earn points and check your Fundo Credit Score all in one place. We believe that managing your online loan should be easy and stress-free, and that’s why we’ve designed our platform to make it accessible for you at all times.
At Fundo, we understand that unforeseen events can happen that require you to need cash quickly, which is why you’re online looking up ‘loans cash now’. We believe that you should not have to go through a complicated application process or wait for an answer.
That is why we offer quick online loans that are easy to apply for, even from the comfort of your own home, and can potentially be reviewed on the same day. If you need an easy fast cash loan in Australia, look no further than Fundo, your trusted lender.
Apply for a loan with us today!
Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
