$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

You need money, and you think getting payday instant loans at your local bank is the best way to get quick instant loans. But a traditional loan may require you to deal with multiple bank visits, mountains of paperwork, and long waits for approval. You might have better luck with quick loans online, but before you start scouring the internet with searches for ‘payday cash advances’, know that Fundo can help. 

At Fundo, we understand that you don’t want to waste your time with tedious paperwork when you need online fast loans. That’s why we’ve made it easy for you to apply for a loan online without the hassles of paperwork. Simply visit our website, fill out our online application form, and wait for a decision. It’s that easy!

We understand that you may have other questions related to payday cash advances, so we’ve answered common questions about payday advance loans below to help you make an informed decision when applying for Fundo loans. 

Is there a required income to qualify for a payday loan?

It’s typically required that you have a regular source of income to qualify for payday cash advances or other quick finance loan options. Lenders will want to see that you have a steady income when assessing your application to see if you’re able to pay back the loan on time. However, the specific income requirements may vary from lender to lender, so it’s good to see if you meet their requirements.

If you’re interested in applying for a Fundo loan, here are our minimal loan requirements:

  • you must be at least 18 years old; 
  • you be a citizen or tax-paying resident of Australia;
  • you must earn at least $300 per week in regular income, excluding government benefits;
  • you must demonstrate the ability to meet repayment deadlines; and
  • you must ensure that you will not place undue financial pressure on yourself by borrowing from Fundo.

Fundo takes a comprehensive approach when assessing your eligibility for a loan to offer fair and reasonable loan terms that work for you. We consider other factors, such as your credit score and current ability to meet repayments, among many other important factors, to better understand your financial situation and ability to make timely loan repayments. 

Who should I put as my reference on my loan application?

Some lenders offering payday cash advances require you to provide a reference – someone who can vouch for your character and financial stability – on your loan application. It’s ideal to choose someone who knows you well enough to speak about your character and financial responsibility, such as your current or former employer, a trusted friend, or a family member. 

It’s possible that you may have been confused about a lender’s application process in the past, which led you to ask this question. But at Fundo, you don’t have to worry about dealing with complicated procedures and confusing jargon because our process is straightforward and hassle-free. Simply navigate our online platform, click on ‘Apply Now’, and follow the prompts to complete your application. 

Returning Fundo borrowers can even complete their application in just three clicks. And if you submit your application during business hours and everything goes smoothly, it’s possible to receive the funds in your account within the same day. 

Will loan lenders contact my workplace when I apply for a loan?

If you’re considering applying for payday cash advances or other small loans quick options, you may be wondering if the lender will contact your workplace as part of the application process. Generally, lenders only ask for your most recent pay cheque to verify your employment and income, but it’s possible that some may contact your workplace. 

It’s important to know what information your lender will ask from you before applying for payday cash advances or other types of small loans to ensure you’re ready to supply them with what they need and have a smooth loan application process. Take note of the information Fundo may ask you so you can be prepared and increase your chances of a successful loan application. 

Please include information about your regular income, government benefits, and personal identification (such as your driver’s licence or passport) in your online application. Additionally, make sure to provide us with your bank account details, including the name of your bank, the Bank-State-Branch or BSB, and your account number, so we can process your loan application as efficiently as possible. 

Once you get approved for a Fundo loan, you get a self-service dashboard where you can manage your loan repayment, track your loan progress, view loan information, and schedule your repayments. You’ll also see tips on improving your Fundo Credit Score, such as leaving reviews and limiting your loans with other lenders. A higher Fundo Credit Score increases your chances of getting approved for your next loan.

No more endless searches for ‘payday cash advances’ or ‘quick easy cash loan’ now that you’ve discovered what Fundo can do for you. Apply for small loans today at Fundo! 

Disclaimer: Please be aware that the information provided in this article is for informational and entertainment purposes only and is not intended as financial advice. The views expressed in this article may be subject to change at any time without notice.