$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

There are many reasons you might have a cash gap. Perhaps you want to start your home renovation project as soon as possible but need more cash to purchase materials or pay for labour costs. You’ll realise it’s a good idea to borrow small short-term loans but don’t know where to go for fast and simple small loans in Australia. At Fundo, we understand how you feel – that’s why we designed our small loans to be more accessible for everyone. 

We’ve streamlined our loan process here at Fundo to make it easier for you to apply for small loans in Australia, wherever you are. No more piles of paperwork and you don’t even have to take time off your busy schedule – you can apply from your home or office and complete the application in just minutes. If hassle-free, quick loans are what you need to cover sudden expenses, look no further than Fundo. 

Now that you’ve learned about some of the benefits of using Fundo for small loans in Australia, it’s time to explore some common questions about getting online loans in the country and how Fundo can help.

Are small loans much easier to apply for online?

In general, applying for small loans online can be easier and more convenient than applying through traditional channels such as banks or credit unions. Reputable online lenders like Fundo have a straightforward application process that can be completed online without needing to visit a physical location or provide extensive documentation. 

If you need quick cash loans, Fundo makes it easy to apply for small loans online in just a few minutes. Simply visit our platform, choose your desired loan amount, and complete the application form with your personal and financial information. Our team will review your application and provide a decision as soon as possible. If you apply during business hours and everything goes smoothly, you may receive a decision on the same day. 

And because we also believe that one size does not fit all when it comes to small loans in Australia, we offer flexible repayment terms to give you the freedom to choose a plan that works best for your unique financial situation. You can make your repayments weekly, fortnightly, or monthly, depending on what fits your preference. 

How quickly can I get a cash advance online?

When it comes to getting small loans in Australia online, the speed of the process can vary from lender to lender and depend on your individual circumstances. Some online lenders can provide you with quick cash within a short time frame, while others will take time to review your application. 

To ensure a smooth and efficient process when applying for a loan, it’s a good idea to make sure you’re eligible before submitting your application. Fundo quick loans are available to those who meet the following criteria:

  • You must be at least eighteen years old at the time of application; 
  • You must be a citizen or a tax-paying resident of Australia;
  • You must earn at least $300 per week in regular income, excluding government benefits;
  • You must be able to demonstrate the ability to make repayments on time; and 
  • You should not place undue financial pressure on yourself by borrowing from Fundo

If you’re eligible for a loan at Fundo, the good news is that you can comply with the requirements without having to deal with a lot of paperwork. All you need to do is submit some basic information about your income, government benefits, identification, and bank account online. This will help us speed up the loan process so you can get the funds as quickly as possible. 

Where is the best place to get an instant cash loan in Australia?

To find the best place to get a loan, consider factors such as loan terms, interest rates, fees, and repayment options. At Fundo, we understand that these details can be confusing, so we’re happy to walk you through our terms and conditions to help you make an informed decision. With our transparent approach and commitment to customer satisfaction, we’re one of the most convenient options for getting small loans in Australia.

Our dedicated team will ensure to lay out the costs of your loan upfront, with no hidden charges or confusing terms. Our smart user interface also lets you get an instant and clear breakdown of all the fees involved in your loan and the repayment details. We’ll even send you a friendly reminder when your payment schedule is coming up, so you never have to worry about missing a payment. 

On top of that, we offer a self-service dashboard where you can view important loan information and track your loan progress with just a few clicks. Plus, you can interact with your Fundo Credit Score – our unique credit scoring system – by leaving reviews, referring friends, limiting your loans with other lenders, and more. The better your Fundo Credit Score, the better your chances of getting approved for future loans at Fundo. 

Look no further than Fundo for small loans in Australia. Apply today! 

Disclaimer: The information contained in this article is provided for general informational and entertainment purposes only. The views expressed in this article are subject to change without notice at any time and are not intended to be used as financial advice.