Guaranteed Payday Loans No Matter What Australia
Same day funds up to $5,000
Same day funds up to $5,000
Guaranteed payday loans often seem appealing to individuals looking for fast cash without the risk of rejection. These loans are commonly used to cover short-term expenses, but it’s important to remember that responsible lenders focus on your financial situation before offering
While many may search for guaranteed payday loans no matter what in Australia, it’s important to understand that no responsible lender can offer absolute guarantees. Australian lenders must follow strict guidelines to ensure loans are suitable for each applicant’s financial situation. At Fundo, we provide small loans starting from $500, but every application is carefully assessed to make sure the loan is affordable and won’t place borrowers under financial strain.
Our online application process is fast and simple, offering approval within hours, and you can access your funds quickly�often within 24 hours of approval. While a credit check may be part of our assessment process, Fundo focuses on your current financial circumstances rather than just your credit history. With flexible repayment options, Fundo offers a reliable and transparent way to access fast cash without the worry of hidden fees.
Fundo offers a user-friendly platform for those seeking quick access to funds for emergencies like car repairs, medical bills, or other urgent expenses. However, we prioritise responsible lending, meaning we ensure that loans are affordable and won’t leave you financially worse off. Our loans are available to those who meet the eligibility requirements, which include being an Australian resident over 18, with a fortnightly income of at least $1,000. If you meet these criteria, you can apply for a loan online, with quick approval and flexible repayment options.
Can Fundo offer guaranteed payday loans?
No, Fundo follows responsible lending guidelines, which means we cannot offer guaranteed loans. However, we assess each application individually to provide the best loan options for your financial needs.
How soon can I receive my funds after applying?
Once approved, you can typically receive your funds within 24 hours, making it a quick solution for urgent financial needs.
Do I need to provide bank statements?
Yes, Fundo requires bank statements as part of our assessment process to confirm your income and ensure you can manage repayments.
Can I apply for a loan if I’m on Centrelink?
Yes, as long as your fortnightly income, including Centrelink payments, is at least $1,000, you can apply for a loan with Fundo.
Is there a penalty for repaying my loan early?
No, at Fundo, we do not charge early repayment fees, allowing you to pay off your loan sooner without incurring extra costs.
What is the maximum amount I can borrow from Fundo?
Fundo offers loans up to $5,000, depending on your financial situation and ability to repay.
Safe
and Secure. 3 min
application²
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Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
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application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
