Guaranteed Payday Loans No Matter What Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Guaranteed payday loans often seem appealing to individuals looking for fast cash without the risk of rejection. These loans are commonly used to cover short-term expenses, but it’s important to remember that responsible lenders focus on your financial situation before offering
While many may search for guaranteed payday loans no matter what in Australia, it’s important to understand that no responsible lender can offer absolute guarantees. Australian lenders must follow strict guidelines to ensure loans are suitable for each applicant’s financial situation. At Fundo, we provide small loans starting from $500, but every application is carefully assessed to make sure the loan is affordable and won’t place borrowers under financial strain.
Our online application process is fast and simple, offering approval within hours, and you can access your funds quickly - often within 24 hours of approval. While a credit check may be part of our assessment process, Fundo focuses on your current financial circumstances rather than just your credit history. With flexible repayment options, Fundo offers a reliable and transparent way to access fast cash without the worry of hidden fees.
Fundo offers a user-friendly platform for those seeking quick access to funds for emergencies like car repairs, medical bills, or other urgent expenses. However, we prioritise responsible lending, meaning we ensure that loans are affordable and won’t leave you financially worse off. Our loans are available to those who meet the eligibility requirements, which include being an Australian resident over 18, with a fortnightly income of at least $1,000. If you meet these criteria, you can apply for a loan online, with quick approval and flexible repayment options.
Can Fundo offer guaranteed payday loans?
No, Fundo follows responsible lending guidelines, which means we cannot offer guaranteed loans. However, we assess each application individually to provide the best loan options for your financial needs.
How soon can I receive my funds after applying?
Once approved, you can typically receive your funds within 24 hours, making it a quick solution for urgent financial needs.
Do I need to provide bank statements?
Yes, Fundo requires bank statements as part of our assessment process to confirm your income and ensure you can manage repayments.
Can I apply for a loan if I’m on Centrelink?
Yes, as long as your fortnightly income, including Centrelink payments, is at least $1,000, you can apply for a loan with Fundo.
Is there a penalty for repaying my loan early?
No, at Fundo, we do not charge early repayment fees, allowing you to pay off your loan sooner without incurring extra costs.
What is the maximum amount I can borrow from Fundo?
Fundo offers loans up to $5,000, depending on your financial situation and ability to repay.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
